The German Pensions Landscape: a guide to the German pension system

The Occupational Pensions Landscape gives an overview of occupational pensions and their role in the German system of retirement provision. It shows the current pension system as well as the historical background needed to understand how today’s system evolved. It covers the following topics:

  • Occupational pensions in the German retirement system
  • Short history of occupational pensions in Germany
  • The different vehicles (Durchführungswege)
  • Occupational pensions in numbers
  • Occupational pensions law: the benefit promise and insolvency protection
  • Advantages of occupational pensions
  • Challenges for occupational pensions




After more than three years of intensive debate, the previous Government passed a very extensive reform of occupational pensions in July 2017.The presentation below is an introduction to the Law strengthening occupational pensions (Betriebsrentenstärkungsgesetz), which came into force on 01 January 2018.




























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